How Much is Windscreen Replacement with Cover?

A damaged windscreen will often need to be replaced, and you will probably be wondering how much this will cost. Even with a comprehensive car insurance policy in place, you’ll usually still need to pay an excess fee towards the cost of a windscreen replacement. 

While some policies might cover minor damage for free, a full replacement will normally require an excess payment, and the amount will depend on the specifics of your insurer and the policy details. For more information on free windscreen cover, check out our previous blog on the topic.

In this article, The Windscreen Company will help you understand what to expect when it comes to arranging a windscreen replacement with your insurer. 

Does my insurance cover a windscreen replacement fully?

In most cases, a comprehensive car insurance policy will include windscreen cover as standard. This means your insurer will pay for a windscreen replacement that has been caused by accidental damage, such as a chip or crack caused by a stone, or damage from an accident that wasn’t your fault. 

However, this won’t be free, and you’ll usually have to pay excess. This is a set fee that will be taken as a contribution towards the total cost of the work. The insurer will then cover the rest. The excess amount will vary significantly depending on the policy, so double-check your insurance documents to check what yours is. 

On average, this will usually be between £50 and £100. There is a range of factors that affect this, including:

• Your insurance provider and policy type – Some insurers offer policies that have fixed excess rates, whereas many allow you to choose how much excess you’d be willing to pay when you take out the policy. 

• Vehicle make and model – Windscreen replacement costs will vary depending on the vehicle you drive.

• Technology in the windscreen – If your car has ADAS in place, it can make the replacement more complex as recalibration of sensors will be required. This can add to the cost.

• Approved suppliers – Some insurers restrict you to certain companies, and if you want to use a non-approved provider, it can mean paying a higher excess or taking on the full cost.

Choosing the right windscreen company 

When it comes to replacing your windscreen, it’s important you choose a windscreen company that prioritises quality and provides you with a convenient service. At The Windscreen Company, we can liaise with your insurance provider to make the process as smooth as possible. This includes helping you confirm what cover you have, managing paperwork and processing claims for you. Please note that this will depend on your provider and the cover you have, and our friendly team will be able to confirm whether we can help with insurance when you contact us. This is subject to The Windscreen Company having a billing facility with your insurer. 

What’s more, we also provide quick response times with same-day and next-day appointments often available, which get you moving again as soon as possible. The specialist adhesives we use when replacing a windscreen also mean you can drive away in just 30 minutes – much faster than many other providers. 

Serving the West Midlands and the South East, get in touch with our team today to get a free quote.    

The Windscreen Company

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The Windscreen Company, has over 20 years of experience in windscreen repair and replacement. Since 1998, they have been at the forefront of industry innovation, leveraging the latest technology to ensure customer safety and satisfaction.

The Windscreen Company's, help-and-advice pages offer valuable tips and guidance on maintaining vehicle safety through quality windscreen care, while also featuring updated industry realted content.

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